This is a domestic package that covers all aspects of your home, including the building itself, the contents within and even your household staff. Domestic package insurance provides financial protection against misfortunes befalling your house. Domestic package insurance is a combined policy. This means that it covers damage to or loss of your property and your liability or liability of members of your family to other people. Damage caused by most misfortunes is covered but there are exceptions such as terrorism, destruction of buildings by government or local authority, poor maintenance, electrical or mechanical breakdown loss of cash etc which are excluded.